How to Download a Video from Facebook

Facebook has been evolving so fast within these few years. From only text messages to photos and now videos. Videos are so commonly seen in Facebook now. Have you ever come across that you have watched a nice video and you hope to keep the video for yourself?

Yes, you can now download a video from Facebook by just following the simple steps below:

How to download a video from Facebook

1. Click "Play" for the video that you wish to download and then "Pause" it. Yes, you might think this is weird but just do it.
2. Now right click the video and you should see an option "Show video URL".
3. Copy the URL appeared.
4. Go to this Website: Download a Facebook Video
5. Paste your URL in step 3 to the top bar of the website and click enter.
   
   
   
6. The video available to download will be shown as follows. Before you download, you can also choose the quality of the video, i.e. either standard or HD quality.
   
   
   
   
   
7. Click "Download" button and you are done.

How easy to get a video from Facebook now right? We hope you enjoy watching videos at any time now even without internet!

Enjoy!

How to Maintain Employees' Contribution Rate at 11%

As you might have known, our prime minister Datuk Seri Najib Razak recently announced Malaysian employees will be contributing 3% less for their Employees Provident Fund (EPF) every month for two years when he unveiled the revised Budget 2016.

[Tip 1]: The reduction in employees' contribution rate (from 11% to 8%) will be effective from March 2016.

While there is a slight excitement as monthly net income is slightly higher now, this also means our retirement fund is kept lesser than last time where we have to contribute 11% of the salary to the retirement fund. Hence, it is debatable and employees start thinking if this is a good strategy. 

Nonetheless, employees will now have the option of maintaining their contribution rate to EPF at 11% by following the simple steps below.

How to maintain your employees' contribution rate at 11%

1. Click here to download the application form.
   
   
   
2. Write down your details including your EPF no, IC number, Name and Signature under Section B (Maklumat Ahli/Pekerja)
3. Pass that to your employer and you are done.

You can actually see that under Section B where you have 15 rows to fill up employees' names. This is saying if you have other colleagues that wish to maintain the contribution rate, you all can just fill up once in this form and pass to your employer rather than doing it separately/individually. Employers will then forward it to the nearest EPF branch.

[Tip 2]: Employers' contribution rate of 12% (for those earning above RM 5,000) and 13% (for those earning below RM 5,000) would remain unchanged. 

[Tip 3]: This reduction in employees' contribution rate will be imposed from March 2016 till December 2017.

Free iFlix now available for TM UniFi users

As reported earlier, Telekom Malaysia is in collaboration with iFlix to offer unlimited TV and movies streaming for free 12 months. This free subscription is worth RM 96 which was informed to be effective from some time in 2016.

Good news! You can now officially use this service! Yes, now!

How does iFlix work?

1. Connect your device to your UniFi connection
2. Search iFlix on website or download the iFlix app. Both Android or IOS work
3. Launch iFlix and enjoy!
   
   
   

[Tip 1]: You really don't have to do anything as long as you connected to UniFi internet. The iFlix can detect and pop out the notification to offer you for an one year iFlix for free.

What is really exciting here is you don't even need to register and it is free. Every UniFi users are able to use that iFlix at 5 different devices (including phones, laptop, pads, TV, etc). 

In case you have no idea what we have been exciting about, iFlix is like Netflix which is an online TV streaming site that provides movies and series. It works similarly to Spotify in which the purpose of it charging subscription fees is to discourage pirated download. Previously, iFlix is charging a monthly subscription fee of RM 8 to which subscribers are able to download movies of more than 10,000 hours.

According to Telekom Malaysia, this free package might also be provided for those Streamyx 4Mbps and 8Mbps users in near future. So, let's pray!

[Tip 2]: Current free package is only applicable to UniFi Personal users, i.e. UniFi Business users do not have this privilege yet to enjoy this package yet.

How to Get Your Employees Provident Fund (EPF) Statement Online

No idea where should you get an EPF statement for your loan or credit card application? Even you know where the EPF kiosks or machines are, you might just feel lazy to wait in a long queue don't you?

Here is how you reduce those hassles with i-Akaun registered at KWSP website!

[Tip 1]: Click  KWSP Log In here to get you started.

How to register an i-Akaun with KWSP?

1. You will first need to obtain the Activation Code at any EPF Kiosk or Counter nearby by using your MyKad or contact the EPF Management Centre at 03-8922 6000.You will then receive the Activation Code via message.
   

   
   
   
2. Next, click the "i-Akaun Activation (First Time Login)".
   

   

   
   
3. You need to agree the terms and conditions before you can proceed to the following page. Kindly complete the details of Member ID No (i.e. IC number) and EPF number together with your activation code that you have obtained from step 1.
   [Tip 2]: Note that the activation code will only last for 30 days, so please register it by then
   

   

   
   
4. Fill in your new account personal (eg. user ID) and security details which includes 3 secret questions and answers. Lastly, pick one out of the 5 images plus a secret phrase.
5. You are done!

Print Your EPF Statement

All you then need to do is to log in at the i-Akaun of KWSP website. Key in your user ID and you will have the secure image appeared. Type in your password to log in. After that you can clearly see the "Please click here to check your EPF statement" to get your statement. You can view it online anytime and the bottom of the page has a "print" button for you to print the statement anytime using your printer. How easy your life is with i-Akaun?

[Tip 3]: System will only display the statement for two years.

Good luck for the registration!

Your Best Modes of Payment for LRT/Monorail

Effective from 2 December 2015, all the Prasarana rail services including LRT and KL Monorail Line follows a new distance-based fares structure. Commuters now have 4 modes of payment which include token, cashless (i.e. Touch n Go, My Rapid card), MyRapid Smart 7 weekly and MyRapid Smart 30 monthly. You get different discount under different types of payment. Despite of bigger discount for Smart 7/ Smart 30 users, you should be aware of a regular premium charged on these two packages. The question comes next would be which mode of payment is the cheapest way for those who commute to work using LRT and monorail.

[Tip 1]: The set of four new fare structures released by Prasarana can be found here .

[Tip 2]: A premium fee of RM 2.50 is charged for "MyRapid Smart 7 Weekly" which is valid for 7 consecutive days whereas a premium fee of RM 10.00 is charged for "MyRapid Smart 30 Monthly" with validity of 30 consecutive days.

In general, you enjoy more discount when your mode of payment goes from token => cashless => Smart 7 => Smart 30. Nonetheless, it is not necessary that Smart 30 that provides most discount suits you the most. Let us now introduce a simple method to calculate the most suitable mode of payment for you together with examples.

Assumptions

The calculation is on monthly basis.

Average number of working days per month: 22 days

Example 1:

From Gombak to KLCC

Note: Monthly premium charged for Smart 7 is RM 2.50 x 4 = RM 10

Based on the calculation table above, the cheapest monthly fee is RM 133.20, i.e. for those who travel from Gombak to KLCC, Smart 30 would be your best option. 

Example 2:

From Wangsa Maju to KLCC

Note: Monthly premium charged for Smart 7 is RM 2.50 x 4 = RM 10

Based on the calculation table above, the cheapest monthly fee is RM 118.80, i.e. for those who travel from Wangsa Maju to KLCC, Touch n Go/ Rapid card would be your best option. 

As you can see, Smart 30 might not be the best option for all the users. You would be able to identify which option is the best for you by following the calculation method above.

With the increase in price of public transport, we hope this small life hack could help save some  of your money.